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Monday, November 12 • 3:30pm - 4:00pm
How Vehicle Info Informs Credit Risk Measures

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In this presentation, we explore how vehicle choice can help predict probability of default, even after controlling for financial terms and borrower credit score. Our analysis suggests that vehicle information, including residual price forecasts, lifts the ability of traditional scores to classify borrowers from most likely to default to least likely. We will explore questions such as: Can vehicle information help assess the creditworthiness of borrowers? What vehicle types are associated with better credit performance? How economically significant is vehicle information?

Takeaways:
  • An understanding of how economics impact the performance of the auto finance industry under baseline forecasts and alternative scenarios
  • Leave with a greater understanding about how variables, such as household income, credit scores and even vehicle choice trends impact your businesses

Speakers
avatar for Tony Hughes

Tony Hughes

Managing Director of Credit Analytics, Moody's Analytics
Tony Hughes is a managing director in the Economic & Consumer Credit group at Moody’s Analytics. He is the head of a small group of high-caliber modelers, charged with identifying new business opportunities for the company. Prior to this appointment, he led the Consumer Credit Analytics... Read More →
avatar for Alex Lowy

Alex Lowy

Regional Account Associate, Moody's Analytics, Inc.
Alex Lowy is a Regional Account Associate with Moody’s Analytics, focusing on the firm’s auto loss-forecasting solutions. Alex support clients using Moody’s Analytics residual value forecasting and credit loss models as well as scenario forecasting tools. Previously, Alex worked... Read More →



Monday November 12, 2018 3:30pm - 4:00pm
Rainmakers A

Attendees (7)