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Wednesday, November 14 • 9:30am - 10:00am
The Rise and Importance of Alternative Credit Data

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In the evolving world of automotive finance, alternative credit data can be a critical component of making informed decisions and managing risk. Whether you’re trying to evaluate a consumer with little to no credit history, or deciding to offer additional options to an improving subprime applicant, alternative credit data fills the gaps that might exist in a traditional credit report for a comprehensive view of consumers.

  • The beginning – how and why did alternative (credit) data become necessary?
  • Alternative data vs. alternative credit data
  • Alternative credit data and the applicability across the entire consumer credit lifecycle

avatar for David Elmore

David Elmore

Clarity Automotive Solutions Consultant, Clarity Services
David Elmore has worked for more than 15 years in the financial services industry, specifically with Experian and Clarity Services (which was acquired by Experian in October 2017). David has dedicated his career to becoming a subject matter expert in the use and application of credit... Read More →

Wednesday November 14, 2018 9:30am - 10:00am MST
Rainmakers A