Andrew Stuart has been with TD since 2014. Prior to TD he spent 22 years with the Volkswagen Group in the US and Canada.  Most recently as President and CEO of VW Credit Inc., responsible for a US$25 B portfolio of retail, lease and commercial loan assets in the US and Canada. He has a broad automotive sales and lending background, having held a variety of senior roles, including EVP and CFO VW Credit, Inc., and President, Bentley Motors US.