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avatar for Richard Apicella

Richard Apicella

F&I Express
EVP
Rich brings more than 30 years of automotive and financial services leadership experience to the F&I Express team. As Executive Vice President and General Manager of Express Recoveries, Rich was instrumental in bringing to market an industry-first solution linking auto lenders, dealerships and F&I product providers to improve the F&I product cancellation process for all stakeholders. To date, the Express Recoveries platform has been used by more than 30 lenders to facilitate $300M+ in cancellation refunds for consumers.